The fee I’d barely notice
Before I pay someone to manage my money, I want to understand the process, not just the promise.
Before I learned to invest, I learned to save
My mother taught me to save. Opening a Roth IRA at 20 gave that habit somewhere to go. What the account is, what it isn't, and what time does.
The runway ends at 65
A fixed career end date changes how I think about money. The goal isn't retirement. It's having choices before the work ends.